Website terms and conditions

  Virgin Money has teamed up with Citibank to provide financial products and the Virgin Money Online Service

Notice

Please read these terms and conditions carefully. By accessing Virgin Money Online, ( my.virginmoney.com.au), including any of the webpages located at that domain name ("Website"), you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this Website.

Availability

This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional terms

Certain sections or pages on this Website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Ownership

This Website, is the property of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ("Citibank"), a member of the Citi global financial group headed by Citigroup, Inc., incorporated in the US.

Copyright © Citigroup 2010. All rights reserved

Copyright in this Website, in the screens displaying the webpages, and in the information and material in it, and in their arrangement ("Material"), is owned by Citibank unless otherwise indicated. You may download a single copy of the Material and where necessary for reference purposes, keep a temporary copy in your computer's cache and make a single hard copy of the Material. You may make such other use of the Material as is otherwise expressly authorised on this Website. Unauthorised use of the Material may violate copyright laws.

Trademarks

CITI, the Arc Design, CITIBANK and CITIGROUP are trademarks and service marks of Citigroup and are used and registered throughout the world. Citibank, Citigroup and their subsidiaries also claim rights in certain other trademarks and service marks contained on this Website. Virgin® and Virgin Money® are trademarks of Virgin Enterprises Limited, a company registered in England. Citibank use the Virgin trademarks under licence; Nothing displayed on the Website should be interpreted as granting any rights to use or distribute any names, logos, trademarks or service marks, without the express written agreement of Citigroup.

Use of the Material

The Material and the terms, conditions, and descriptions that appear on this Website, are subject to change. Unauthorised use of Citibank's websites and systems including but not limited to unauthorised entry into Citibank's systems, misuse of passwords, or misuse of any information or material posted on a website is strictly prohibited. Citibank may terminate this agreement and/or your access to the Website at any time without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Citibank and/or its affiliates.

Links

This Website may contain links to websites controlled or offered by third parties (non-affiliates of Citibank) or Virgin Money (Australia) Pty Limited (or any of its subsidiaries) ("Virgin money"),. Citibank and Virgin Money disclaim liability for, any information, materials, products or services posted or offered at any of the third party websites linked to this Website. By creating a link to a third party website, Citibank and Virgin Money do not endorse or recommend any products or services offered or information or material contained at that website, nor is Citibank or Virgin Money liable for any failure of products or services offered or advertised at those websites. Such third parties may have a privacy policy different from that of Citibank or Virgin Money and the third party websites may provide less security than this Website.

No warranty

The Material, including text, graphics, links or other items on this Website, are provided "as is", "as available". Citibank and Virgin Money do not warrant the accuracy, adequacy or completeness of the Material and to the extent permitted by law expressly disclaims liability for errors or omissions in the Material. Except for warranties which cannot be excluded at law, no warranty of any kind, implied, express or statutory including but not limited to the warranties of non-infringement of third party rights, title and freedom from computer virus, is given in conjunction with this Website, and the Material.

Limitation of liability

To the extent permitted by law, in no event will Citibank or Virgin Money be liable for any loss or damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Citibank, or its representatives, are advised of the possibility of such damages, losses or expenses. To the extent permitted by law, liability under any condition or warranty which cannot be legally excluded is limited at Citibank's option to replacement or resupply of goods or services or payment for the same.

Submissions

All information submitted via this Website will be deemed and remain the property of Citibank and Citibank will be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Website provides Citibank through this Website. Citibank will not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Citigroup entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained in these terms and conditions will be construed as limiting or reducing the responsibilities and obligations to customers set out in the Joint Citibank and Virgin Money Privacy Statement Citi Australia Privacy Statement, or Virgin Money privacy Policy.

Availability

This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional terms

Certain sections or pages on this Website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing law

These terms and conditions are governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales and of the Federal Court of Australia.

   
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